Due to a sharp rise in Coronavirus cases, Greater London (32 boroughs + the City of London) will move in to Tier 3 (Very high alert) on Wednesday Dec 16th at 00:01.
Most surrounding counties including all of Kent, most of Surrey, and parts of Beds, Bucks, and Essex are (or will be - as of Saturday) in Tier 3 as well.

The Usual Stuff

Stay 2m (6ft) away from people that you don't live with where practical, and at least 1m (3ft) away at all times. Do your very best to maintain hygiene, washing your hands and shared surfaces at every opportunity. And of course, you should only do what you're comfortable with.
If you have any symptoms of COVID-19, even mild, stay home for at least 10 days until you no-longer have a temperature. Get a test through the gov.uk testing website or calling 119. Others in your household must stay home for 14 days ^source.
Most coronavirus cases are mild, but if you're very ill, call 111, or in an emergency, call 999 - DO NOT go to a GP surgery, pharmacy or hospital with COVID-19. Continue to keep NHS appointments for other purposes unless your clinician tells you otherwise or the government changes the advice.

What are the restrictions?

Under Tier 3:

In general, you cannot mix with other households indoors or outdoors, in private or public
- There are a few exceptions. You can meet with a group of six (maintaining social distance) in public parks, beaches (good luck in London), open countryside, public gardens (e.g. Kew), allotments, sports grounds, playgrounds, or in the grounds of a heritage site
Pubs, cafes and restaurants will move to takeaway only
Cinemas (other than drive in), theatres, casinos, bowling alleys, and indoor play areas all close
Attractions with indoor parts like zoos or botanical gardens have to close the indoor parts
You should work from home if you can but go to work if you can't and try to minimise journeys
You cannot stay away from home overnight apart from for work, medical, care, or other exceptional reasons

Single adult households can still form a (permanent) mutual support bubble with one other household.
There are various other exceptions for things like weddings (up to 15 people), funerals (30 people) and in a few other areas. You can read the full Tier 3 restrictions here.
You can leave your home to escape injury or harm.
If you break these rules you may be fined from £1000 or more, depending on the offence.

Making a Christmas Bubble

Between 23rd and 27th December the rules are being loosened so we can see close family and friends over the festive period. For these four days you can form an exclusive ‘Christmas bubble’ composed of people from no more than three households
Note that:

You can only be in one Christmas bubble and you cannot change your Christmas bubble
You can only meet your Christmas bubble in private homes or in your garden, places of worship, or public outdoor spaces
You can travel between tiers and UK nations for the purposes of meeting your Christmas bubble
if you form a Christmas bubble, you should not meet socially with friends and family that you do not live with in your home or garden unless they are part of your Christmas bubble

Can I visit London now?

Theoretically yes. Many of the typical tourist attractions will be closed during Tier 3 so make sure you check anything you want to do in advance and book the limited space available.
Many incoming foreign travellers from higher risk countries are subject to a mandatory two week quarantine. Check if your country is on the list.

Test to Release scheme

Starting on Dec 15th, you can reduce your time in isolation after arrival to 5 days (instead of 10 days) by paying for a coronavirus test.
This must be from a test provider participating in the government scheme and you have to opt in on your passenger locator form when you arrive in England from abroad. There are currently very few providers and the tests are quite expensive (£180) but this list will likely be expanded in the coming weeks. You will need to pre-book (there's considerable lead time).
The full guidance is here

Can I go somewhere else?

The government advises that you should not leave a Tier 3 area unless for work, education, or some other good reason, and if you normally live in a Tier 3 area you should not stay away from home overnight.

Face masks

Face coverings are compulsory on all forms of public transport and in all shops, takeaways, hospitals and care homes. This is a law and you can be fined if you do not comply. You don't need to buy a fancy respirator, instead think about buying or making your own from fabric, or use a scarf or bandana. As long as you wash them at a decent heat between uses this is much more environmentally friendly than disposable surgical masks.

The NHS App

The NHS COVID-19 app is now available. It uses Apple & Google's co-developed bluetooth protocol which does not transmit any of your personal details to anyone, including the government. It's been used as the basis for apps in privacy-conscious countries like Germany and Ireland, and is generally considered safe and secure.
The app is particularly effectively in dense urban areas, and NHS England's also includes features to help you check in to venues and get a test.
Download it!

Get help or give help

With the short days, the cold weather, and the lockdown restrictions, this is going to be a hard time for everyone.

If you're feeling the strain or just feeling lonely and want to talk to someone the /MentalHealthUK master post is a great place to start.
Also try our Daily Observations thread or /LondonSocialClub for virtual meets!
Mutual Aid groups are local groups organised to support the most vulnerable in our communities. Find your Mutual Aid Group here.
You can also Volunteer for the NHS. They're reopened applications recently.

This is not official advice - just our summary and might contain errors and omissions. Check gov.uk for the letter of the law. Please post any feedback or suggestions

to keep on pushing.
Many people visit this sub and post after a bad loss. I’ve been there ... we all have. What’s going to happen is after 5-10-20-50 days of not gambling you’re going to feel so accomplished that you’ll have the urge to reward yourself by playing a few hands or betting a couple bucks (or thousands) on the Super Bowl. You need to remind yourself why you are here.
Take control of your future and your finances. When you are gambling the difference between $1 and $1000 means nothing as you are so numb to monetary value. “What’s another $1000 bet considering I have already lost 40 times that?” is something I would say to myself before unloading on another game. I am not a financial advisor, but I have experience in economics, finance, and life and feel I can provide some insight as a recovering addict.
My situation is a bit different so I will give some insight and feel it’s best to explain my situation.
I’m 25 years old and live at home (COVID). I have lived on my own in the Big Apple and have seen both sides of life. One where your parents cover everything and one where you have daily and monthly expenses like rent, utilities, and food. Currently I’m lucky enough where I don’t have expenses, but being the dumbass I was, my expense was paying the bookie. I know many people don’t have the same luxury as I, but it doesn’t mean you can’t still save. I’ve given up the last 2 years of saving and instead gave into this disease.
1) first thing first, personal ban yourself from casinos or online sites. My vice was sports and I had a chat with my bookie and let him know I was struggling. We were able to settle the debt for about half of what I owed. Just ask, it can’t hurt.
2) before you can save you need to pay off whatever outstanding debt you have. Credit cards and fees will continue to build. Once these are at or near $0 you can begin the rebuild. I have (thankfully) never been in debt, but this is certainly where I would start if I was.
3) create a budget. A tight one, to the dollar. Mortgage? Phone? Car? Food? High level looking at the entire month, decide what you can spend and what you can save.
4) CONGRATS!!!! You are debt free. For whats it worth, I will consider phone bills and car payments for what they are, monthly expenses. Factor these into a budget. For some, this step might take 1 month or 10 years. Patience is key.
5) the first exciting part of this whole thing is quitting, the next is clearing of any debts, and now for the grand finale. You can now start to build wealth and add to your future. Depending on your financial security you can decide to add to your savings or opening an investing account (I use Fidelity). Investing in low risk ETFs will continue to gain and gain and gain.
6) if your company offers 401k and match, DO IT. I can’t stress this enough, it’s free money that you can’t touch. Over 3 years of working my 401k has absolutely ballooned. My company matches as well and I can’t withdraw, only add. It’s the perfect scenario for someone still learning how to control their financial future.
7) sit back and watch your money grow. Once you see gains in your investing accounts, you will become invested in learning about different ETFs that it will become a low risk way to “gamble”.
Hope this helps. Be patient. The damage is done and the recovery will take some time. Use your new time wisely, you’ll have a lot of it. As someone who constantly bet on sports, I’d sometimes spend 6-7 hours a day watching college basketball games I normally wouldn’t care about or sweating doing research on how to make back the money I lost. Spend this time to learn new things, pick up a new hobby, and apply to new jobs/opportunities to advance your career and increase your salary.
Most of all, be excited. Be excited about a life without lying to loved ones, chasing loses, owing people or institutions money. Be excited for a life of stability, even if it takes years to arrive at that point. Don’t let the past you define your future. It is never too late to recover. There will be a point where you’ve made so much progress you think you can go back as a changed person. You can’t. Use whatever you can to remind yourself.
One thing I want to add. The most difficult part for me is dealing with the constant regret of losing money. My parents certainly think I’m better off than I am and my bank account could look far better. What helps me is thinking about how fast time flies and how fast you can rebuild if you set your mind to it. Another thing is not comparing myself to others. I always think about how far ahead my friends and classmates are, but in reality everyone deals with different vices. I’m not big into buying material things or smoking, but many people do. These cost money. A lot of it. You really don’t know what other things people are dealing with. I look at gambling as an investment gone wrong.

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Hello! I wanted to mention that first of all, I’m not very good at keeping track of money and finances and even date tracking. Sorry this might trail off into a rant..but I wanted to mention and get this stuff off my chest.
Lucky for me, someone here on Reddit mentioned there are apps to help with this kind of issue. I found an app on Apple called Gambling Addiction Calendar. It’s free to download and to start using. It calculates how many years, down to the seconds that I haven’t been gambling based on what I input. Plus the amount I didn’t gamble away.
I think you have to pay for it to customize the app which seems pretty bullcrap but at least the general app is free to download.
Lucky for me I’m used to compulsively checking my phone so I just look at this app instead of going on other sites. I used to spend a lot of time at home in the late night and even on break at work, at online casino sites. Now I’m doing better. I’m on day ten and I feel better too. It’s difficult because I feel like I can make money fast when I gamble but I know that I won’t win in the end (even in the end of my play of the day since I play until I have no money left to gamble with). I really know I shouldn’t but I miss going to the casino and playing blackjack. I love the game and miss it so much. But it was expensive and time consuming. I’m in so much debt still but I guess I gotta keep positive about it and pay it off slowly.
Thanks for listening. Kind of turned into a rant.

Before getting into this list, one thing I want to note is that I personally have used each of the below websites and apps (including the "honorable mentions") at least once to purchase Bitcoin or Ethereum.

Coinbase.com (Website & App) - Most Popular
I'm sure everyone is familiar with Coinbase, but a little tip that I have is to make sure you purchase and sell crypto through Coinbase Pro in order to get the best rates. Additionally, Coinbase is registered with FinCEN, so make sure you do not transfer crypto directly to/from Coinbase and the online casinos. If you do, there is a good chance your account will get terminated.

Crypto.com (App) - Best Coinbase Alternative
If you happen to have been terminated from Coinbase, I personally believe that Crypto.com is your best option. Purchasing crypto with a debit/credit card is seamless and the funds will become available instantly for withdrawal. As with Coinbase, you have the option to fund your account via ACH, but it will take 3-5 business days until the money hits your account. The nice thing about Crypto.com is that they are not registered with FinCEN, so it will be "safe" for you to send crypto directly to/from Crypto.com and the online casino without having to use an intermediary wallet. The one downside is that all crypto withdrawals from Crypto.com need to be approved by the site, so it could take up to 15 minutes before the withdrawal is processed. Fees are around 3% on a debit card and 6% on a credit card. If you were to deposit USD via ACH then you would not be charged a fee on your purchase (although one could argue an arbitrage fee is baked into USD to crypto conversion rate).

Cash App (App) - Easiest to Use
Cash App is without a doubt the easiest way to purchase Bitcoin. Link a debit card, make sure your account is verified, and with 6 clicks you'll be able to purchase Bitcoin that is instantly withdrawable. Cash App is a publicly traded company and registered with FinCEN, so as with Coinbase, I would not recommend sending Bitcoin from your Cash App wallet directly to the online casino. If you do so, Cash App will start blocking your transactions from going through and eventually terminate your account. Fees are pretty good, coming in ~2%, but again not considering any arbitrage fee baked into the conversion rate.

BRD - bitcoin wallet (App) - Best Intermediary Wallet
I have always recommended BRD as the best intermediary wallet for transferring crypto to/from Coinbase and the online casino, but it should be known that you can also purchase BTC and ETH on BRD. The App uses Wyre and Simplex as 3rd party providers and give you the option to purchase using Credit/Debit Card and Apple Pay. Once the purchase is complete, the crypto will be available for withdrawal from your BRD wallet within minutes. I would recommend going through Wyre, as the fees are ~5% (not including cash advance fee/interest on cash advance if using a credit card). Simplex fees tend to be closer to 7% (ditto message above).

Banxa.com (Website) - Best for Banks that Don't Allow Crypto Purchases
Banxa is a great option if you're running into issues with your bank turning down crypto purchases. I don't believe most banks have yet to recognize Banxa as a crypto exchange, which could also prove to be helpful if you're looking to dodge cash advance fees on credit card purchases. Banxa does not have its own crypto wallet, so you'll need to enter an address where the funds will be sent. Although I would not recommend doing this, I have entered the crypto casino deposit address as "my own" address and did not run into any issues. Banxa isn't registered with FinCEN so you won't run into any AML issues, but it's probably best to have the funds sent to your personal wallet rather than casino's. Fees are ~2%, but as with Crypto.com I'm sure there is an arbitrage fee baked into the conversion rate.

Paxful.com (Website & App) - Best "Last Resort" Option
Paxful is a P2P Bitcoin market place that, in my personal view, should only be used as a last resort. Rates generally aren't great, so you should expect to pay on average 10% in "fees" (plus a flat 0.0005 BTC fee on withdrawals). The site is full of scammers so you need to be extremely careful when it comes to who you trade with. Just because somebody has a bunch of good reviews doesn't mean that they won't try to scam you. If you do plan to buy on Paxful, I highly recommend screen recording the entire transaction to serve as proof if you run into an issue with the seller.

Few Honorable Mentions
Coinmama.com (Website)
Gemini.com (Website & App)
Binance.com (Website & App)
KuCoin.com (Website & App)
Abra.com (Website & App)

Link to AMA Recap
Dylan Dewdney | Kylin Network — CEO
Let’s do it!
Bilo 2000
It’s our pleasure to have you with us today, Dylan Dewdney, Kylin Network’s CEO. I would like to welcome you here on behalf of our entire community.
Dylan Dewdney | Kylin Network — CEO
Thanks so much and look forward!
Bilo 2000
Could we begin with a brief history of yourself and your team, and your roles at Kylin Network and what you were doing before Kylin Network?
Dylan Dewdney | Kylin Network — CEO
I’ll try and keep it brief, though it’s a pretty long story tbh:
For me:
1) I wanted to be an academic, and I was really interested in revolutions and social movements throughout history. In paradigmatic revolutions, ideas about Hegelian Dialectics, punk ethos, the Situationists, etc.
2) Started to get into ideas about value in online life in 2006–7
in game currencies and economies
etc.
then discovered BTC randomly in late 2010
Shelved it in my mind then came across it again late 2011, and just got progressively more involved in the space/industry
Lots of twists and turns
That’s me in a nutshell. Re: the team:
We are a pretty deep group, and I am unsure of other groups in Polkadot space at least with as many heavyweights involved
We were all sort of biding our time until a technical framework came along that we felt could comprehensively, and economically solve the Oracle Problem.
We felt that was Polkadot. When the time was right, we struck.
Bilo 2000
Thanks for indulging — Always interested in hearing about revolutionaries like you and many in this ecosystem :)
Can you tell us about why you thought Kylin Network needed to be built and what problem it solves?
How did Kylin Network start?
Dylan Dewdney | Kylin Network — CEO
I felt that the Oracle Problem needed to be solved, that is, how do we connect real world events and info to the chain?
I didn’t think it could be solved adequately until Polkadot came along. I think the idea was that ERC-20 / ethereum was the route to a lot of this, but the technical team there really sat a lot tbh. I know this because I know people close to the highest levels of that team and some people were literally just chilling for a while.
Bilo 2000
Nice! — thanks
Dylan Dewdney | Kylin Network — CEO
I might be speaking out of turn, but we needed a framework and we needed a technical innovation in order to unlock the potentiality of an economical oracle solution
That was contained in Polkadot — there are still some major challenges ahead, but the basic way forward of a shared relay chain is the correct way IMO
Bilo 2000
How would you describe Kylin Network if you were talking to someone unfamiliar with digital assets?
Dylan Dewdney | Kylin Network — CEO
If they were completely unfamiliar with digital assets, I’d say, well, you know google and Facebook are ad companies, right? And these companies form an overall global economy based on the buying and selling of data. Well, what if this buying and selling of data was not centralized? What if companies could monetize any sort of data they wanted, or hook into premium data feeds and squeeze value where they couldn’t before?
Bilo 2000
Very interesting
Dylan Dewdney | Kylin Network — CEO
That’s what Kylin represents in the long-term vision.
The low-hanging fruit and the easier part quite frankly is enabling the DeFi world in crypto, which depends on reliable price feeding. If I’m selling apples, I need to know how much people will pay
We help people have a reliable picture of the price of apples
Bilo 2000
Thanks — great explanation!
Dylan Dewdney | Kylin Network — CEO
my pleasure!
Bilo 2000
Some more technical questions here:
Dylan Dewdney | Kylin Network — CEO
please
Bilo 2000
If you run a validator or nominator on either Polkadot or Kusama, does that increase your chances to be able to run a Kylin validator in the earliest stages of Kylin Network?
Dylan Dewdney | Kylin Network — CEO
Well, yes, in a circumspect, way, though
We have a vetting process to become part of the first round of validators and one of the indicators would likely be that
Bilo 2000
Since you are building as a project in the DOT ecosystem: what are your plans for the rococo testnet, and eventually for the DOT parachain auctions in 2021? What is your goal and how do you intend to achieve it?
Dylan Dewdney | Kylin Network — CEO
As soon as the POC testnet is done, we will press forward.
With respect to the parachain auctions, we are gathering resources for a massive shot at this IMO.
The goal is to get to parachain, of course, but the biggest goal is use and use cases and people getting value out of what we are up to.
Bilo 2000
As a decentralized data network, and mainnet en route for q1 2021 are there already established use-cases, i.e. concrete partnerships in the sectors that you list as possible applications on your main site, that you could reveal or describe?
Dylan Dewdney | Kylin Network — CEO
Just to be clear, mainnet is probably late q2 (if not q3)
Established use case is clear: traditional oracle services for which we have already announced many partnerships (and more to come!): tidal, reef, deficliq, etc. etc.
Bilo 2000
Ok — good to know — thanks for correcting that
Dylan Dewdney | Kylin Network — CEO
These projects are willing to partner based on this use case alone as we are able to provide oracle services extremely economically (i.e. we will likely power our own basic price feed)
With respect to use cases outside of price feeding for defi — there are some concrete things we’ve been discussing with partners: i.e. helping them monetize idle data and data sets behind a KYL-enabled paywall. A lot of the info at the command of these projects is extremely valuable.
Bilo 2000
Thanks — I will get to some of the oracle type question further on in the conversation
Dylan Dewdney | Kylin Network — CEO
In addition, there are cool innovation paths that — to some extent — have value to society that can’t really be measured in crypto or dollars like validating election outcomes, or unfettering the concentration of wealth to the centralization of the internet
Bilo 2000
That’s great and actually leads down a path where I personally am seeing more and more adoption of social benefits rather than only financial ones. Good on you and your team!
love your gifs btw :)
Dylan Dewdney | Kylin Network — CEO
One thing that I’m particularly keen on helping to kick-start is the monetization of genomic data
Bilo 2000
That requires a high level of privacy — how do you address that?
Dylan Dewdney | Kylin Network — CEO
People can literally start potentially whole companies on the basis of an ideation within Kylin
Dylan Dewdney | Kylin Network — CEO
One of the bottlenecks is that indeed.
Bilo 2000
Fair enough — very glad to see that it’s an acknowledged challenge which only means it’s something you view as essential
Bilo 2000
When it comes to Application Scenarios, Kylin mentions “automatic payment of insurance such as flight delay insurance” and “off-chain real-time price data” as well as “casinos and games.” Are you engaged with non BC real world companies in relation to these scenarios and if so can you tell us more, even some names if possible please?
Dylan Dewdney | Kylin Network — CEO
Kylin allows a framework whereby data can be bought and sold in a decentralized way. This element has been missing previously, so projects like these:
https://www.labiotech.eu/genomics/blockchain-control-genomic-data/
have had sort of a basic issue in the past that they’ve needed some framework to address this, but they just haven’t until now
Dylan Dewdney | Kylin Network — CEO
So these companies have a way to actualize your genomic data, but not really an effective way to address market creation in a decentralized manner
Bilo 2000
What is the Kylin token used for? Can you describe the Tokenomics?
Dylan Dewdney | Kylin Network — CEO
This is actually a slow process getting enterprise-level (non-BC) companies involved. You typically need to get engaged with their innovation departments and/ or BC inno deps. If they have them. We are starting those convos now
But yes, it looks very promising that an insurance company would like to get in front of something that could easily erode an aspect of their business (flight insurance). In this example, Kylin would be driving the results to know when payouts would, occur in a highly efficient flight insurance application of some kind.
Bilo 2000
Thanks for your detailed answers
Dylan Dewdney | Kylin Network — CEO
Kylin token is:
1) staking and arbitration of nodes, 2) access — for example behind a paywall 3) governance
Bilo 2000
Thanks — what percentage of the total supply is already sold and what are the plans for the public trading coming up?
Dylan Dewdney | Kylin Network — CEO
Approx. 17% of tokens are spoken for either through investment or advisory
Bilo 2000
Thanks — Do you know when the token will be made available for buying/trading and where?
Dylan Dewdney | Kylin Network — CEO
Re: public trading, in all likelihood we will list on a tier 1 or 1.5 exchange with a concurrent liquidity event (I personally like Polkastarter a lot).
The timing for this is still Jan/Feb.
Bilo 2000
That’s fantastic! Looking forward to this
What is the most powerful narrative which drive tokenomics in the current zeitgeist of DeFi and desire for yields?
Dylan Dewdney | Kylin Network — CEO
Greed
Bilo 2000
hahahahahahaha
moving on ;)
Dylan Dewdney | Kylin Network — CEO
True though, no?
haha
Bilo 2000
Very true!!! lol
Dylan Dewdney | Kylin Network — CEO
I think despite that, though (and less cynically), is the narrative that sees DeFi to finance as basically what email was to postal services
Bilo 2000
Is Kylin Network disruptive and if so how so? & Would you consider Kylin a competitor to Chainlink or other oracles?
Dylan Dewdney | Kylin Network — CEO
I see us as more constructive than disruptive in the sense that we are not really trying to say, ‘hey we are disrupting this or that established industry” — it’s more like we are building something entirely new.
We are laying out an entirely new path toward a globalized, decentralized data economy that people will imagine on. Kylin is a sandbox, ultimately.
Not directly, no, though we certainly include these services and it’s very likely that if we achieve everything we want to we would be a natural choice for anyone wanting them
Bilo 2000
Does what your building compete with other oracles though or does your oracle do something different that they don’t?
Dylan Dewdney | Kylin Network — CEO
We compete directly in the sense we accomplish same function. I think the way we do it is more robust and ultimately more sustainable in the long-term bc of where we are building — Polkadot. Oracle services are going to be pretty cheap very soon I think. The more important play IMO is actualizing the overall data economy
Though most people focus on the oracle + defi dynamic
Bilo 2000
Thanks — That’s perfect. Its more interesting to investors I think to see new projects competing with the older ones — This drives re-innovation as well
Dylan Dewdney | Kylin Network — CEO
Agreed
Bilo 2000
Speaking of which, there are several Oracles both on DOT and other platforms. Some of these are giants like Link, Band etc. All these projects will compete against each other for the available market share. Is there a way to collaborate with the competitors rather than compete for the market share pie?
Dylan Dewdney | Kylin Network — CEO
I don’t think we need to tbh — and I see obsolescence for any project focusing only on oracle
Bilo 2000
Clear — Thanks
Dylan Dewdney | Kylin Network — CEO
The thing is that, logically, why would you not, all things being equal, use a handful of oracles?
Bilo 2000
Could you please provide us with some challenges Kylin has faced but overcome?
Dylan Dewdney | Kylin Network — CEO
Definitely the beginning. Just establishing that we were a real, legitimate project could be tough. You can take it personally at times. Then the web 3 grant. Pitching our first advisory members. Getting our first funders. The daily challenges both personal and professional that always intervene.
Bilo 2000
I’m sure this was not easy
Dylan Dewdney | Kylin Network — CEO
We were extremely strategic, that said, about our timing and the market conditions and focus on oracle + Polkadot definitely have helped
Bilo 2000
This might be tied to the question above, but as we all understand oracles face this problem of high costs and difficulty in feeding off-chain data. Could you please expand on how Kylin is looking to break through this problem?
Dylan Dewdney | Kylin Network — CEO
and in this space, it’s a nail-biting procedure not rushing investment (to get the right investors), but knowing how volatile everything is too, and some broader macro thing could happen making that super hard
The issue is technical — it’s a sequential chain on ethereum: everyone is in line to get their lunch at the cafeteria, which tries to serve a variety of ok food at once to the broadest possible audience (and as anyone who has tried the meatloaf will know, it’s ok, but nothing amazing). The parallel-ness of Polkadot is more like a bunch of food trucks that share a power source and serve each person in a specific way to their needs: taco truck, burgers, Chinese, etc. etc.
Most prosaic and accessible way I can put it
Bilo 2000
That’s perfect — Concise and well explained as usual 😁
Dylan Dewdney | Kylin Network — CEO
To extend that analogy further so it really makes sense:
Say the cafeteria has a pizza day, well, lines will be long
Pizza day is interest congestion
Bilo 2000
hahaha — You’re making me hungry now 😋
Dylan Dewdney | Kylin Network — CEO
Haha anyway, clearly haven’t eaten yet
But yeah, there’s a problem of throughput in providing oracle services via eth
But, yeah, in Polkadot, another food truck (serving pizza) just rolls up and parks
Bilo 2000
Who are you primarily targeting as a consumer of the products and services that Kylin will offer? Government, Business, or retail markets?
Dylan Dewdney | Kylin Network — CEO
All tbh — there’s no ultimate primary target, per se. in the beginning, we will be working through Kylin Labs primarily to drive use cases within crypto-oriented businesses, but concurrently, we will drive conversations with paths to traditional business, banking, etc. everybody needs useful, validated data, and/or can sell it
The same way that defi operationalized idle crypto assets, Kylin will operationalize idle data
Bilo 2000
Ok thanks — its good in that you have a wide horizon of possibilities
How are you with time? How much time do you have left for us?
Dylan Dewdney | Kylin Network — CEO
8 minutes
Bilo 2000
ok — will rush through😰
Out of your ecosystem fit partners you have listed on your website and in your white paper(the same 6 in both places, with the addition of Phala on the website), you have publicly announced partnerships with a few of them. Have you been in contact with all of them about future collaborative efforts?
Can you tell us why the newly announced partnership with Plasma play is important and can you let us know if there plans for more such partnerships in the future?
Dylan Dewdney | Kylin Network — CEO
…Unfortunately — this AMA has been awesome so far
Bilo 2000
No worries mate — If you can’t answer a question now; you can answer it later if you are rushed.
Dylan Dewdney | Kylin Network — CEO
Those examples were more how we saw ourselves evolving — i.e. potential ecosystem. In any case, we are on the mark, and I do expect them all to probably become integrated as time goes on.
Bilo 2000
Thanks Dylan — Do you wish to let us know anything else that was not covered in the questions above?
Dylan Dewdney | Kylin Network — CEO
and yes, we are close to every crypto project listed there
Plasma Pay is important bc we see us co-evolving really well together
no, I think we are pretty good!
Bilo 2000
Thank you for your time in answering our questions here today. We are all very appreciative of your time and of the answers you have provided.
Kindly choose the question you found the most interesting so that we can provide the person that asked that question with the prize.
Dylan Dewdney | Kylin Network — CEO
It’s been a total pleasure
Bilo 2000
With this, we will open up the chat for those who wish to personally thank you for your time with us here today.
Dylan Dewdney | Kylin Network — CEO
This one was excellent!
Thanks so much to your community for having me today. Really truly appreciate you guys giving me the time to talk about Kylin and asking such great questions.
Please check us out at:
TG: https://t.me/KylinOfficial
Polkadot based project news and AMAs: https://t.me/PolkAMAOfficial
Medium: https://kylinnetwork.medium.com/
Twitter: https://twitter.com/Kylin_Network
Website: https://kylin.network/
Crypto Society TG Group: https://t.me/cryptosocietyy

Once again, I'll start off with I responded to most in the last issue of revisited. Since the last chapter I've seen a few other posts about the offerwall (Bluedan), and even a shout out / more in depth guide video from Mysidia Gaming. Since my last post, I was in the middle of moving cross country and picked games that had no time limits. I'm thankfully more established in my new residence, and knocked back a few challenges recently. If the desire is there, I may do another post, or perhaps enough push has been done already and these aren't needed anymore, either way, let me know!
-- As a bit of an extra preface, most of the games I played this time were base builders, if you aren't aware of them by now, they start off very intensely, and the more time that you're able to devote at the start, the faster your base snowballs and can finish. Expect to put in a few hours at the start, and check back after 2 hours, than 3 hours, 5 hours etc... the time continuously widens. Always try to be building your Main building before you go to sleep, use speed boosters when you wake up and continue etc.
------------------------------------------------------------------------------------------------------------------------
State of Survival - Construct a level 12 base. Game is pretty similar to build a base game. It has two types of combat, the first being troop vs troop (which is normal in any base builder game), and the second being troop vs stage (a bit of a twist, only while doing the story iirc), 2 of your units stay back shooting any zombies in range, while the third can move around to fixed points, dodging attacks and having zombies change routes.
Potential visiore 1728, this took just 2 days, finished before I saved the girl... some say she's still out there waiting for me.
------------------------------------------------------------------------------------------------------------------------
Harvest land - Reach level 20. Decided to try something a little different, this build your island farmsville clone, seems like a nice change of pace at first glance... but quickly was a nightmare to play, nearly every single action you do nets some xp, the more complex, the more you gain... however, you only gain the xp once you pick up your object you completed. So if your food inventory was full (you had 3 different inventories, food, materials, defense), and you had 86 apples on the ground, that was 86 xp just waiting to be gathered. You can try to pawn off your goods once you gain access to the ship that goes to other players islands, but this was usually a hassle, if they didn't sell, now your boat is full of whatever, and unless you use gems, you can't remove them or change their price. You also had npcs come to your island asking for a combination of goods, yielding xp and money, sometimes worth it, usually not. Who wants to give up the mats needed to continue base growth for 57 xp? when I needed over 4000. If you do decide to play this, the wandering merchant that visits your island is very worth it, either he asks for gold and gives gems/goods, or asks for gems and doubles them, or usually materials to help upgrade your inventory.
Potential visiore 768, for the amount given this wasn't worth it, I played about 1-2 hours a day for a full month and didn't even come close to completing this challenge. I hit 14/20, and the bell curve for xp was jumping up way faster than the actions I was gaining through rank ups or base building. Again, would absolutely skip and never look back.
------------------------------------------------------------------------------------------------------------------------
King of Avalon: Dominion - Construct a level 13 base. Very basic base building game, nothing wild about this, join a guild, portal to where your other members are, and build up in solidarity.
Potential visiore 1980, 1 1/2 days. Played several build a base games, unless they do something special or different, they really blend together.
------------------------------------------------------------------------------------------------------------------------
Evony: The King's Return - Epic tier or historic tier hero. A build a base with a different mission, ok, let's take a stab. The two biggest things to note are 1, building a base to 9 or higher drops your safety shield, and 2 epic tiehistoric do NOT show up in the tavern until rank 11. Unlike some base builders, the requirements for ranking up weren't to build everything. What I mean is you didn't need level 5 farm to build a level 5 tower to build a level 5 embassy to build a you get my point... it was always walls + something, so getting to 11 was pretty quick, this part only took 1 day. The problem came into play with the cost of an epic tier hero... Which was conveniently waiting for me, when I looked into the tavern, sadly she cost 10 million gold. Your city doesn't generate gold, you get a npc city that does (and can get up to 2 more and higher rarity versions, but I was way too weak to capture any, I got obliterated against a normal when the combat information said I'd easily win), and you have event quest rewards. Gathering the gold took nearly 8 days in itself, my npc city made about 15k a day... however, there's currently an event going on to touch friendly goblins on the map for treasure, opening them has a chance at 10k or 50k gold. There's also greedy and golden goblins on the map, they drop 100 - 200k gold, yet I was never powerful enough to challenge them. What I can say though, is that the game was very generous with items for resources and time skips, at one point I had 1000x 5min skips, used them all, and a few hours later had 500x 10m skips, at one point i had 50x 60 min skips. I did level my base and tavern to 13 (higher tavern had higher chance for better rates to show up. Why didn't I go higher? The requirements needed specific research among other things, and not knowing or prepping beforehand... I'd have needed to research about 8 things before getting to that point... guess what researching takes? Gold...
Potential visiore 3982, 8 days to complete. Unfortunately this game vanished from my list, and didn't pay out (I completed both epic and historic), so I begrudgingly deleted it without being bound or taking pictures.
------------------------------------------------------------------------------------------------------------------------
Guns and Glory - Construct a level 12 base. Normal build a base, pretty generous on resources and time skips. Nothing fancy or special here, probably a step back or 3 from Evony... I didn't even have a resource collection button, had to manually collect from everywhere. There are however a couple of codes that work giving you a nice hearty boost (20x 60m speed ups among other stuff!), I'll list below. You'll lose protection starting to rank up to 9, so keep that in mind. After a few quests you'll get a free 24 hour vip activation, use it, this alone lets your buildings be autocompleted from the 6 minute mark... MOST buildings can be built to 5 instantly, through the codes and other events, I managed at the end to have vip level 3, which really helped the start more so than later.
Potential visiore 1152, 1 day to complete. I actually stumbled on the codes at the very end, you're locked out from trying codes for HOURS if you fail to successfully input codes, the first list I found online were old and outdated. All four codes give the exact same thing, no complaints though, they were very much worth it. Portrait in the upper left > settings > redeem code.
Jianhaogog
icrimaxgog
historygog
abkgog
------------------------------------------------------------------------------------------------------------------------
On a separate note, I got an email yesterday stating that a challenge I initially did that was rejected got overturned 2 months later... thanks Idle Heroes. Just goes to show that you should indeed send those reports in and all the unedited pictures you can, and be prepared to wait a long long time, it may just pan out. Do note, that you have to send in the initial complaint within 30 days of your challenged completion.
supersonic- customer support @ ironsrc.com added a few spaces in case emails get wonky.
------------------------------------------------------------------------------------------------------------------------
Lastly, a guild member decided he wanted to play a bunch of the casino games, he stumbled onto this site that has a LOT of chips/coins/tokens/etc for many of the casino games listed. Maybe it's the final push to complete a challenge, maybe it's the thing you wanted to take that stab at one.
https://www.peoplesgamezgiftexchange.com/
------------------------------------------------------------------------------------------------------------------------
In case anyone needs their memory jogged, to see if a question was answered previously, or didn't get a chance to see the video Mysidia Gaming did and was curious, see below.
https://www.reddit.com/wotv_ffbe/comments/hymb6b/offerwall_revisited/ the original post
https://www.reddit.com/wotv_ffbe/comments/i1gnom/offerwall_revisted_part_2/ part 2
https://www.youtube.com/watch?v=yK6H8PWYluA Mysidia Gaming's video, pretty much a walk through of 2 of the challenges, he said he'd consider making more videos if the desire was there... however, I'm unsure if a second was made. EDIT he did indeed make a part 2, and a part 3!
https://www.youtube.com/watch?v=TqAy7aA4vBI part 2
https://www.youtube.com/watch?v=5hZ0-PJjr40 part 3

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Table games can be found in the Casino category, and be prepared to see some live casino games as well, despite them having a separate section. But this doesn’t make finding the game you will love any more difficult, as they are all organized by the category - blackjack (60 titles), poker (58 titles), baccarat (11 variants), roulette (32 variants), video poker (39 titles), scratch cards (over 70 titles), other games (37 games). The most interesting game in this section is Blackjack 3D Multi-Hand, a game that is very similar to live blackjack but isn’t live-streamed.

Jackpots

Want to get your hands on big jackpots that will turn your life upside down? Simply head over to the Jackpots section you will find under Slots, and select one or more titles out of 58 jackpots available. And while this casino doesn’t provide any information about the actual size of the jackpots, it is pretty clear they created a perfect combination of hit classics and new releases. There are even some progressive jackpot table games such as European Roulette Progressive and Deuces Wild Progressive.
However, progressive jackpot slots are and always will be more popular than progressive table games. Casino Sieger features some amazing titles like the Mega Moolah series (all the existing titles), CashSplash saga, Treasure Nile and Imperial Riches. There are also some less popular titles like jungle-themed Tanzamunni, enchanting Wild Spells, as well as Jackpot Rango, Basic Instinct and Rambo, all based on hit movie titles. The only Drops and Wins slot in this category was Wolf Gold, a Pragmatic Play title that features only one payline, in the special field at the bottom of reels. However, there are more Drops and Wins titles available, and you can find them by using the Pragmatic Play provider filter.

Live Casino

Live casino games in this establishment are provided by Pragmatic Play and Net Ent, two reputable software companies that thrill players across the globe with vibrant slots and luxurious live casino games. There are seven variants of roulette, 18 types of blackjack, five types of baccarat and sic bo, which indicates this live casino is on the smaller side. Still, this makes it perfect for beginners who can’t handle a great variety of games and variants all crowded on a single platform.
If we had to mention some titles that were fun for us, it would definitely be Roulette Macau. The minimum bet is €0.50 and the maximum bet is €2,000, but what surprised us the most is the live chat feature where you can talk to your peers all across the globe. Talk about authentic casino experience! This casino lacks only one type of live gaming - gaming shows that are most common at Evolution Gaming live casinos. Adding a few popular titles would further diversify their portfolio and be a popular choice among punters who like dynamic yet lighthearted types of gambling that don’t require a lot of attention, skill or knowledge.
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Deposits and Withdrawals

The minimum deposit at Casino Sieger is €10, while the minimum withdrawal is set at €20. You can make the payment via several popular methods: Sofort, AstroPay Card, Visa, MasterCard, SafetyPay, ecoPayz, Skrill, Neteller, PaySafeCard, PassNgo, Zimpler, Trustly and many more. And while some of these payment methods might be restricted in certain countries, there is always more than plenty to choose from. All payouts are processed within two working days, and you might even have to verify your identity, but trust us, this step is essential for safe and smooth transactions. It takes up to four working days for the money to get to your bank account.
If you don’t want to verify your account, keep in mind you can withdraw only up to €2,000. Per week you can withdraw up to €1,000, and there is a limit on €2,500 in withdrawals per month. Of course, there are some exceptions to this rule so make sure to read T&C carefully. Furthermore, the company reserves the right to charge a 10% fee on withdrawals which can be considered quite pricey.

Verifying your Casino Sieger account

As already mentioned, all players who want to enjoy their winnings to the fullest must verify their account. The entire process is quite simple and takes just a little bit of effort. You have to prove your:

Identity, by providing ID copy or similar document that proves who you really are
Address, by sending a utility bill or bank statement, no older than 60 days, with full name and address
Banking information
Phone number

In some cases, the casino might request a notarized copy of the documents mentioned above.
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Security and Licensing

Casino Sieger is owned and operated by Condor Malta Limited. It is also regulated and licensed by the Malta Gaming Authority. In addition to that, the company holds NetEnt and BetSoft RNG certificates which prove all players have a fair chance of winning, as no results and outcomes are rigged. You can find the PDFs of these certificates on the website if you are interested. Their Privacy Policy is detailed and provides a great insight into how your data is handled, stored and used.
In conclusion, Casino Sieger seems like a fair and reliable online casino. Players will definitely appreciate the fact it is a regulated establishment and not some shady joint from the dark corners of the web, with no license and zero customer protection. All bonus requirements are explained to the last detail and available to you even before you register, which is something to appreciate. This casino has nothing to hide!

Usability

Casino Sieger is the ultimate winner when it comes to a user-friendly interface; let’s take it step by step. First, the casino looks sleek, elegant and professional thanks to an attractive combination of black, silver and gold. All buttons are easily visible, and even users of the older generation won’t have any difficulties navigating it. Second, games are well organized in their respective categories, and there is also a search bar that works without mistake. Do you need to know more about bonuses? Bonus terms are easily accessible and published for everyone to read, so there is no guessing game when it comes to playing the wagering requirement.
Furthermore, almost all games feature a demo mode, which means you can play virtual money before your real deposit. That way you don’t risk any real money, but still manage to learn all the rules and features. Overall, it was a pleasure to play in this casino.

Mobile Casino

Casino Sieger mobile platform follows the same design concept as the desktop platform, with some minor adjustments for more pleasant mobile gaming. One of those adjustments is a slightly different games menu, but we have to admit it doesn’t affect the playing experience in a negative way. On the contrary, it makes more sense to navigate vertical tabs than horizontal ones while playing on the phone.
The mobile gaming interface is instant and supported by all modern browsers that can be set up on Android and Apple phones. There are no downloads and updates involved, and your mobile storage space won’t be affected by mobile gaming. This advanced approach towards mobile gaming allows you to play whenever and wherever; just make sure you have a reliable internet connection, and a solid WiFi or mobile data plan with your operator. All games load pretty fast, and work without any delays or buffering.
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Casino Sieger Help and Support

Feel free to contact their customer support via live chat. Agents respond quickly, and even though you might have to wait a minute or two to get your answer, the service is simply superb so we can’t complain. Before starting the chat, you will have to provide your name and email, as well as type the question you have for the support. Alternatively, you can contact them via email.
These are the main categories in the Casino Sieger FAQ:

About
Account
Contact
Bonus
Financial queries
Games
Sportsbooks

In addition to FAQ, there are also game guides that provide basic rules on how to play certain gaming titles.

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About CasinoLuck Online

CasinoLuck is among the pioneers in the online gambling industry as it emerged on the web over 15 years ago, in 1999. A lot has changed since its inception. At the beginning of 2011 it went through a dramatic transformation and its design and layout were remodeled. The gaming provider also changed its management and established a successful partnership with software developer NetEnt, among others, that continues to this very day.
The casino operator has vast experience in an ever-growing industry where competition is fierce and grows with each passing year. Despite that, it has managed to successfully stand its ground and has become a force to be reckoned with as it is home to one of the most diverse catalogs in the history of online gaming. Its collection comprises hundreds of virtual slots, numerous table and card games and plentiful video poker variations. Players can also join the professional dealers in the Live Casino, where games are live-streamed in the highest of quality.
Unparalleled diversity is by no means the only advantage the casino hides ups its sleeve. The gaming operator is focused on providing its players with first-rate customer support around the clock. Registered members can greatly extend their gameplay by claiming one of the many bonuses available or participating in various ongoing promotional offers.
As the casino is home to an ever-growing, diverse community of players, it caters to their needs and accepts an impressive number of currencies. In addition, the website is available in many different languages, while players can fund their accounts using some of the best and safest methods of payment. With so many perks, there is nothing left to be desired.

In Partnership with NetEnt

The online domain aims at providing its customers with high-quality gaming experience. An efficient way to achieve such a goal is by teaming up with an established and experienced software provider. This is exactly what it did in 2011 when it joined forces with software giant NetEnt.
Founded in 1996, the Swedish software developer quickly secured its strong position in the market, providing first-rate games for dozens of renowned web-based casinos. NetEnt offers hundreds of online casino games ranging from card and table classics like blackjack and roulette to slots, video poker, and arcades. The developer also supplies its partners with quality live dealer and mobile games. Each product delivered stands out with unparalleled graphics design, compelling audio effects, hassle-free gameplay and easy to navigate interface.
Its partnership with EveryMatrix, a company which provides a unified platform, allows players to choose from games developed by different software providers. Thus, members of the casino can opt for various games, powered by other notable names in the industry like Microgaming, Play'n Go, NYX and IGT, among others. The different providers' games are seamlessly integrated within the online casino's lobby. Thus, it has included some of the most enticing offerings from all popular developers' portfolios which furthers players' flexibility.
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CasinoLuck Gaming Collection

The games offered by this casino exceed 600 in number. Its user-friendly layout and the search tool available at the website, allow players to quickly navigate through the catalog and find whatever they're looking for in a matter of seconds. It matters not what games you prefer to play, the myriad of options to choose from ensures that all types of players will find something to suit their style, preferences and budget.

Slots

There are over 500 virtual slots variations available at the casino. If you are a fan of traditional 3-reels, you can try out over 30 variants of those at the casino including all-time favorites like Double Diamond, Break the Bank, and the classic title, Bell of Fortune.
Many players prefer more advanced video slots as these come with a number of cool features like multipliers, wild and scatter symbols, free spins and bonus rounds, designed to increase one's chances of collecting a nice prize. Besides, with so many options to choose from, you will hardly get bored. Slot fans tend to favor titles like Microgaming's Immortal Romance with its improved payouts, NetEnt's hilarious rendition of South Park, Starburst and Jack Hammer and Play'n'Go's Wild North.

Video Poker

The casino is also home to six video poker variations, all of which are courtesy of NetEnt. These are an excellent option for inexperienced players, who lack the skills to play actual poker as they pose as a combination of virtual slots and the traditional game of skill. Thus, the video poker variants available at the casino are easier to play, not to mention they pay out well with an average player return of about 98%. You can play the games with 1, 5, 20, 50 or 100 hands at a time. Also, players are enabled to choose between different denominations, in accordance with their budget.
The six video poker variants on offer are as follows – two variants of Jacks or Better, two more of Deuces Wild, Joker Poker, All American Poker, and long-time favorite, Joker Wild.

Blackjack

As blackjack is, without a doubt, one of the most popular card games of all times, the casino has complied with the needs of the game's fans and has included five top-notch variants on its list. These include Double Exposure, Single Deck, Classic Blackjack and Pontoon. There's the option to play the Multi-Hand version of the game, where bet limits range between $1 and $100 and six decks of cards are used.

Baccarat

The gaming provider demonstrates a good deal of consideration for the fans of the sophisticated card game that is baccarat. Although baccarat originally enjoyed greater popularity among the elite, today players from all walks of life can engage in it as it is available online and its objective is easy to grasp. Players are simply expected to predict whose cards total will be higher without exceeding the number nine – theirs or the dealers. Bets can be placed on a tie as well.
Those, who join this particular online domain will be greatly pleased by the two variants of the game available, Mini Baccarat and Punto Banco, which is predominantly based on chance. Both options attract attention with their sleek design that comes close to what one expects to see at a baccarat table in an actual land-based casino. Punto Banco, in particular, is available in Low Limit too, an option suitable for those who are new to the game.

Roulette

The Table Games collection here is geared to the needs of roulette fans as they can make a pick between eleven variants of their favorite game of chance. Of course, popular versions like American, European, English and French Roulette made it to the list, but there is the option to play 3-Wheel Roulette as well. The Triple Bonus Spin Roulette, on the other hand, is suitable for both high-rollers and novices, who like to play it safe as bets range between $1 and $500 per spin. The game's bonus features will further tip the scales in players' favor.

Poker

Fans of the demanding game of skill are presented with the opportunity to play Casino Hold 'em, Red Dog, Casino Stud, Oasis Poker, and player favorite, Texas Hold 'em. The latter is of special interest as its average return to players is estimated at 99,27% and can prove to be quite profitable. But which poker variant you opt for is practically irrelevant as each of the options is unmatched in terms of authenticity and gameplay. NetEnt's poker variations also allow for adjustment of the game's speed.

Arcades

Some players are simply not interested in slots, video poker, and table games. If you are one of them, you should definitely consider paying a visit to the site's “Other Games” section. Sure, we've seen greater versatility as the category comprises of eight options only. Despite that these are well worth your while as their quality is tough to match. Some of the most popular arcade games are present on the list, including two variants of Keno, Super Bonus Bingo, Pharaoh's Gems, Germinator and Enchanted Woods.

Live Casino

Tired of playing against a machine? If so, the simplest solution to this problem is dropping by at the gaming operator's Live Casino where you can compete against the expertly-trained dealers in real-time. As the croupiers are all exceptionally personable, players should not hesitate to ask for help, if any aspects of the games are unclear to them.
Speaking of games, those who visit the Live Casino can choose between Baccarat, Three Card Poker, Roulette Dragonara, Immersive and European Roulette as well as several variations of Blackjack. As you can see, some of the titles are unique to this particular online casino and are not available at other gaming providers. Each game is live-streamed in the highest of quality which makes for the ultimate gaming session right from the comfort of your own home. Most of the options are available 24/7.
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Supported Devices

CasinoLuck may be among the oldest web-based gaming providers in the world, but manages to keep up with the latest trends in the industry. Players, who open an account at the casino will be able to enjoy their favorite games from the comfort of their surroundings, regardless of place and time. This way, you will never miss out on your opportunity to scoop a massive jackpot.
Unlike other gaming operators, the games collection here is available only in Instant Play. This by no means can be deemed a disadvantage. On the contrary, this is the perfect option for players, who wish to access the casino and enjoy the games from different desktop devices. As no software download of any kind is required you won't have to waste disk space, either. However, a stable internet connection is a necessary requirement for a smooth gaming session and so is installing Java Script and the Adobe Flash plug-in on your device.
It matters not what type of browser players use as the casino is accessible via all of them, Google Chrome, Mozilla Firefox, Opera, Safari and Internet Explorer. The site is compatible with all widespread operating systems, so whether your computer runs on Windows, Linux or Mac is of no importance.
Players, who register at this casino will be able to enjoy the games while on the move as the casino is mobile-responsive. There is no need to download and install any applications on your portable device as no downloadable apps are currently available for this particular online casinos. To play on the go, you simply need to enter the casino's address in your smartphone or tablet's browser and you will be automatically redirected to the mobile version of the website. You can also scan the available QR code to the same effect. For further convenience, players can easily add the website to the Home Screen of their portable device and access it with a single tap.
The mobile catalog is just as diverse as the desktop version of this domain. There are still hundreds of slots to choose from, though some of the games failed to make the list. For instance, there is only one video poker variant, which is Bonus Deuces Wild. The number of arcades is limited to two options, namely Keno and Triple Chance Hi Lo. Still, the mobile portfolio boasts a considerable versatility that is rarely found at most casinos.
The mobile casino is optimized for a wide variety of devices running on the iOS and Android, including iPhones, iPads, iPods, Samsung Galaxy, Nexus tablets and smartphones, Motorola and Sony Xperia, among others. The minimum system requirements for Apple and Android devices are as follows – iOS 6 and Android 4.1.
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CasinoLuck Bonuses and Promotions

This online casino demonstrates its appreciation for both new and existing members by rewarding them with a myriad of bonuses. A great number of giveaways and ongoing promotional offers are available as well. And certainly, we all know there is no better way to start a gaming session than playing with some bonus casino chips.
Players, who open an account can benefit from its fantastic Welcome Package as long as they make an initial deposit of $10 or the equivalent in their currency of choice. Here is what the Package consists of. To begin with, your first deposit will earn you a 100% bonus match of up to $150 and 200 Extra Spins on the Starburst slot. Sounds good, doesn't it? And it does not end here as players' second deposits of $20 or more will be matched at 50% with up to $200 to play with for free. Certain playthrough conditions are attached to the Welcome Bonuses, however. Players will be able to withdraw the winnings they've accrued with the free funds only after they have wagered the deposit and bonus amount 20 times or more. The Extra Spins are also subject to wagering requirements of 30 times.
Existing players can extend their gameplay as each month there is a special 50% Reload Bonus of up to $200. Have in mind your stakes with this bonus should be limited to $10 per game round until you fulfill the playthrough requirements, which in this instance are 13 times the deposit and bonus amount. If you happen to place a wager exceeding the said sum, your bonus and its associated winnings will be forfeited.
One important thing to mention is the games' contribution towards clearing the aforementioned playthrough requirements. For example, if you wager $100 on the slots, you will clear the same amount from your wagering requirements since most slots have a 100% contribution. Meanwhile, progressive slots' contribution is 50%. In comparison, other games like Punto Banco, baccarat, Jacks or Better and Casino Hold 'em have a far smaller contribution of 1%, which means players will have to put more of their money on stake to clear their playthrough. Note that with most bonuses, you have a limited amount of time (15 days) to cover the requirements. If you fail to clear the playthrough in time, your winnings will be declared void.
Each new player, who registers a real-money account automatically becomes a member of the Cash Rewards program. Players are rewarded with the so-called Frequent Player Points for participating in the games with real-money wagers. Different games generate points at different rates. As soon as you have generated 200 points you, will be able to exchange them for cash at the rate of $1 per 100 points. Apparently, here, loyalty pays out too!

CasinoLuck Payment Methods

Being a renowned gaming provider, the website accepts a vast range of convenient, time-efficient and easy-to-use methods of payment. All banking solutions available at the website are reliable and secure, not to mention the casino aims to prevent frauds, misappropriation and identity thefts by utilizing SSL encryptions up to par with those, implemented by banking institutions. This means using your credit card to deposit is just as safe as paying with your Visa at the local convenience store.
The number of methods, players can use to fund their accounts is impressive, to say the least. Some of the most popular deposit options include credit/debit cards by Visa, Maestro, Mastercard, e-wallet Skrill, Neteller, EcoPayz and Moneta, prepaid vouchers by PaySafeCard and instant banking solutions such as Trustly, Moneta, Euteller, eKonto, Nordea, Sofort, POLi and Giropay as well as bank wire transfers. Keep in mind, some of these methods are used only in given regions and may be unavailable in your country.
We recommend you use PaySafeCard or e-wallets like Skrill and Neteller as no fees are imposed on payments processed with those. In comparison, players who fund their accounts with debit/credit cards will have a 2,5% fee deducted from their balance. The minimum deposit amount is $10, while the upper limit is set at $5,000 per day. In most cases, deposits are approved and processed immediately, but bank transfers may take up to 7 business days to complete.
A large portion of the methods, mentioned above are suitable for withdrawals with a few exceptions such as PaySafeCard and Mastercard. The minimum and maximum amounts, players can cash out per day, coincide with those for the deposits. However, withdrawals are not processed as quickly as deposits. The delay can be attributed to the numerous checks the transactions undergo before they leave the casino. That is why there is a pending period of 1 to 12 hours during which players' withdrawal requests are being approved.
Opening an account in the currency used in your country is, without a doubt, a major advantage as this way you will not incur currency conversion fees. Thankfully, a mind-blowing number of currencies are accepted. Players can open their accounts in any of the following – USD, CAD, AUD, EUR, GBP, BGL, NOK, SEK, ZAR, CNY, CZK, DKK, PLN, RUB, VEF, GEL, TRY, RON, MXN, NGN, HRK, HUF, PEN, CHF, KRW, ILS.
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CasinoLuck Customer Support

One great way to establish a good relationship with your customers is by providing them with excellent support service around the clock. There is no exception here as the operator offers very courteous, timely and adequate Customer Support to all players, who happen to experience any type of issues with their accounts, payments or bonuses. Which happens rarely, if ever. On many occasions, players contact support merely to request more detailed information on given matters.
The good news is great Customer Support is provided to all players in need of assistance. The support representatives are on standby via the Live Chat functionality, available at the website. Their approach is beyond professional which is hardly surprising, considering the fact they are expertly-trained to solve all types of issues and provide clear-cut information in the quickest manner possible.
Players, who are not in a hurry can opt for reaching the support staff via email. A less time-efficient option, of course, yet the agents typically respond quickly, within hours. If you wish your issues to be handled adequately, it would be best for you to provide your email address and account username in advance, since this will greatly facilitate the support agents. Please note, support at this online casino is currently unavailable over the phone.
To cater to the needs of its diverse, multinational gaming community, the online casino is available in 12 different languages, namely: English, German, Norwegian, Swedish, Finnish and Danish.

Licensing and Restricted Countries

In operation for over 15 years now, the website has successfully established a reputation for being among the most reliable, secure and fair online gaming destinations in the world. This, however, does not come as a surprise as the casino is completely legitimate and praised by players for the transparency it demonstrates.
The casino is owned and maintained by the prestigious company Minotauro Media Ltd. which is responsible for the operation and management of a number of other well-known casino brands in the industry; its website, however, is based in Malta.
CasinoLuck holds a valid license from the authorities of Curacao. The casino has been also granted a permission to operate from two of the strictest and most respected regulatory bodies in the industry – the Malta Gaming Authority and the UK Gambling Commission – a fact that serves as a sufficient guarantee for its reliability.
In the interest of fair gaming, a Random Number Generator has been implemented in order to ensure the algorithms of each game are based on a random principle. All developers' the casino has partnered with are certified and their software is tested and monitored by independent, third-party companies.
The casino's transparency is further backed up by the fact its license numbers are openly published on its homepage. The same applies to its overall payout percentage, which is estimated to be 97% on the average. Players, who are interested can go through a list of all games, available at the website, and check their average player return percentages.
Undoubtedly, one of the greatest advantages this online domain has to offer is the fact it has opened its virtual doors to gamers from a vast number of countries.
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A Quick Look at Slots Devil Casino

Slots Devil Casino UK is a bright and bold new site where you can play devilishly good slots by Microgaming, NetEnt, and others on your laptop, desktop, mobile phone or tablet. There is also an excellent range of live dealer games.

Bonuses & Promotions

The Welcome Offer

The welcome bonus at Slots Devil is a 100 percent matched bonus up to £10. You need to deposit at least £10 in order to get this bonus. No matter how much you deposit you will not receive a larger bonus than £10. You will also receive 10 spins on the extremely popular NetEnt slot Starburst.
Each spin you receive on Starburst is worth £0.10. Just activate the game after you have received your bonus and your free spins will be there for you to use. All winnings from your free spins will be paid as bonus cash and have the usual wagering requirement of 40 times.
No matter how much money you win from your £10 bonus cash and your free spins, you will be unable to withdraw more than £40. Any winnings in excess of that will be deducted from your bonus balance when you have completed wagering, and your funds are then transferred to your real cash balance.
Wagering is set at 40 times the value of your bonus cash plus any extra spins winnings. You can only use slots at Slots Devil in order to meet your wagering needs. Any wagers placed on blackjack or roulette will not reduce your wagering expectations.
Once you have your bonus money, you will need to complete wagering within seven days of receipt. If you fail to do so, then all bonus money remaining and any winnings derived from them will be removed from your account.
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Ongoing Offers & Promos

If you like getting special treatment, then you’ll really enjoy the rewards you get at Slots Devil. The range of offers is varied and covers most days of the week, so it doesn’t matter when you visit, the Promotions page is always worth a visit.
We also suggest allowing at least e-mail alerts when asked for your communication preferences. Many sites now tailor offers to your personal style of play and game preferences.
All promotions will come with their own terms and conditions. Please be sure to check these out before opting in.

Games & Software

Software providers: Microgaming, NetEnt, IGT, Evolution Gaming, Pragmatic Play, Nektan, Eyecon, Specialty Games, SG Digital, Big Time Gaming, Red Tiger Gaming, Yggdrasil, WMS, NextGen Gaming, The Games Company, ELK Studios
No of Slot Games: 550 slot games
Type of games: 3-reel classic slots, video slots, themed slots, live dealer games, blackjack, roulette, video poker, scratch cards

You can play more than 600 high quality games here by the best developers in the industry including Microgaming, NetEnt, Evolution Gaming, Yggdrasil and NextGen Gaming. This includes around 550 slots games in all categories, so you can play popular and well-known video and themed slots like Vikings, Tomb Raider: Secret of the Sword, The Phantom of the Opera, Spiñata Grande and Planet of the Apes.
There is also a good range of classic casino table games, including live dealer games by NetEnt and Evolution Gaming. This means you can play blackjack, roulette and baccarat, as well as Dream Catcher big wheel game, all dealt by professional dealers and streamed in real time HD to your laptop or phone.
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How to Deposit & Cash Out

Depositing

UK players have a number of banking options available, including Skrill, Neteller, Boku (Pay by Mobile), Trustly, PaySafe Card and PayPal, plus debit cards and wire transfer. The minimum deposit amount is £10 and there are no fees charged (the exception is Boku, where the minimum deposit is £15 and there is a 15% fee). Funds are available to play with as soon as your deposit is completed (wire transfer will take longer).

Cashing out

There is a 3-day pending period once you make a withdrawal request (you can cancel during this time), and then payments are processed, which can take a further 1-3 working days to complete. The minimum withdrawal amount is £20 and there are no fees charged for withdrawals.
The banking options here offer UK players a reasonable range and choice, and most should be able to find a payment method that’s convenient. We think, however, that the withdrawal times could be significantly improved.
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Community & Customer Service

Community

Unfortunately, Slots Devil is not especially active in the social media space, which reduces the range of options players have to engage. There is a Facebook page (@SlotsDevil), but they haven’t posted regularly or recently, while a Twitter account has been established (@SlotsDevil) but thus far has not been active. In terms of community and player engagement, this is undoubtedly an aspect where there is room for improvement.

Customer Service

You have a regular package of options when it comes to contacting customer services if you have a problem or a query. These include:

Live Chat: 08:00-00:00 GMT
Email: [email protected]
Phone number: +44 203 621 6932

Take Slots Devil Casino with You

The Slots Devil mobile site looks reasonably good and is always easy to use, even though the design is perhaps a little plain when compared to some other similar sites. There is some decent functionality, although the search and sort features could be refined a little further to provide more options. However, you can access a range of features with a single tap from the home screen, which is very convenient when playing on a mobile device. Overall, our verdict is that the playing experience is marginally better at the mobile site than on a dekstop, but there’s not much in it.
You can play on any device without the need to download a Slots Devil app, as all the games are browser-based. This makes the games accessible on all types of phone and tablet, including Android smartphones and tablets, Apple iPhone and iPad, plus phones using other operating systems.
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Our Take on Slots Devil Casino

If we focus solely on the games provision, there are a lot of things here that add up to a very good playing experience. The slots in particular are excellent, both in terms of the number and the quality of the games, and there are plenty of options when it comes to live dealer games as well.
There are some things where we think there is room for improvement, especially in terms of player engagement and the overall design and physical appearance of the site (particularly on the desktop version), but we nevertheless always enjoy playing here.
Our final Slots Devil Casino review score is therefore 4 stars out of 5.

Have Your Say!

Is this a site for saints or sinners? Is it a place for slot players to have a hell of a good time? Let us know in the comments, or feel free to write your own Slots Devil review to share with our readers.
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Questions	Answers
Hey Jeff! I'm a minimalist & find that I'm happier with less stuff & when I give/receive experiences rather than items. Do you find consumer happiness reflects this shift towards minimalism since that is a (small, but seemingly growing) trend, especially among Millennials?	Great question! There is some relatively new research looking at happiness from experiences vs. material possessions. Most of it shows that happiness from equally valued (e.g. price) experiences is higher than for possessions. HOWEVER, and this is a big however, all that work tends to ignore long run happiness with highly prized possessions. For instance, if you have a sentimentally valued object, happiness that stems from that object lasts for a long time. What most possessions don't do is provide long lasting happiness. You buy a new shiny toy and it DOES make you happy...but that happiness goes away quickly. My collaborators and I have termed this idea "Hedonic Decline."
	So as for minimalism, there is not evidence that I know of that shows that less possessions make you happier. There's plenty showing that more possessions don't make you happier, but that's not the same thing.
	One more layer of complexity: there are two routes to happiness: hedonic and eudaimonic. The former is what we usually think of when we think of happiness: how much joy does XYZ bring me. The latter, however, is closer to self-actualization. It's the happiness the comes from a accomplishing something....even if there was pain involved in getting there. I wonder if minimalism can increase eudaimonic happiness.
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That's interesting. Thank you for responding. In the minimalism community, self-actualization is reflected in endeavors such as achieving certain goals (like, paying off debt) that usually involves some amount of self-discipline &/or self-sacrifice.	I'd say that the vast majority of research in happiness excludes eudaimonic happiness, largely because it's so hard to measure. My personal, non-data supported, take is that eudaimonic happiness is far more important than hedonic happiness. The latter is fleeting, whereas the former can be life changing.
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Beautifully said.	Thank you.
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How does depression affect eudaimonic happiness compared to hedonic happiness?	Great question and I don't know the answer. Social Psychology typical studies what we very poorly term "normal" psychology, which excludes clinical conditions like depression. Sorry!
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What’s your take on “pay to play” - as in, some “hedonic” purchases at are required to signal you’re in the game, making progress on eudaimonic happiness. When you get older and into your career, I’d venture many people have already figured out that hedonic happiness doesn’t do squat long-term, but there’s a balance in terms of how much hedonic happiness to have to acquire for the ultimate long-term eudaimonic happiness. Example: in sales, which I’m in tech analytics sales, companies want to spend for solutions to business problems, but they also want to see, visually, that the person they’re paying is a good representative for them. High cost equals a person that can represent that taste. Nice. Tailored suits, a nice watch and latest tech gadgets. There’s a pay to play aspect that signals to the world who I am, and that in turn actually allows me to get what I want- student loans paid off and early retirement..	I don't think there's any conflict here. If you will find some form of life satisfaction by succeeding in your career, there's no harm in also purchasing items that help you reach that goal. Those items can, in and of themselves, make you happy...nothing wrong with that. More to the point, hedonic and eudaimonic happiness don't have to be in opposition. You can have both!
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I really like this response. While i can jive with basic premise of experiences over possessions...i’m find it used a lot by people who actually just want to shirk obligation. I run HHiring and there is a persistent trend of people not wanting to act like their job is important..just because it’s easier to justify bailing on work/shifts to go do things when you can say you’re doing it for the experience, not focusing on the money you make at a job. I’m trying to figure out the best way to respond to people who think i’m some big bad money grubbing boss for wanting people to do their jobs. Meanwhile, in my personal life...i feel like i’m getting a lot of push back socially from people who think i should only work where i can just make my own schedule and dip put for an “experience” whenever. At the end of the say, it feels like people will just wax philosophic reasons for demanding leisure with all the material perks of having jobs and working.	Great point. This relates to intrinsic vs. extrinsic motivation. The former is the desire to do something because it's inherently interesting/rewarding. The latter is doing something for compensation. This is more in the realm of organizational behavior, and you'll have to wait for my wife who is also a professor, but of organizational behavior and theory, to do an AMA for more on that :)
Hello, thanks for doing this. Are you familiar with "loot boxes" in video games? I feel like the topics of a lot of your papers would fit right into why consumers/businesses use loot boxes. How does a loot box mechanic differ from gambling and should it be treated the same? (Regulation, age restriction, etc) If they are the same, how do you feel about video games including a loot box mechanic? Sticking with gambling parallels, what are your thoughts on video game companies targeting "whales" given that gamers can be any age nowadays?	I'm not a gamer myself (though I do love TTPRGs and run a D&D 5e campaign), but I'm pretty familiar with loot boxes. Mobile games and social media platforms in general have become very good at continuous reinforcement. It can be the allure of getting a new outfit in a loot box or just an upvote on Reddit...the point is that we are wired to love small rewards, even if those rewards are meaningless. Casinos have mastered this art and loot boxes are an capitalizing of the same basic psychological mechanisms: need for positive reinforcements. So are loot boxes the same as gambling? Probably not the SAME, but damn close. As for regulation, I am strongly in favor of making gambling of all forms only accessible to adults and even then providing access to counseling for those who suffer from gambling addiction.
	I have a lot less sympathy towards wealthy adults who choose to gamble as a form of entertainment. The problem is that it's not always obvious who's a whale and who's just pretending to be one for the attention. The latter is highly susceptible to financial ruin and I'd want them protected just the same as they are with standard gambling.
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Do you find the researcher in you observing and asking questions about the players' decision making processes in your D&D campaign? My old DM minored in psychology, and I often felt like a rat in his experiments. I enjoyed it, though. It kind of added an extra facet to the game.	More than my research, teaching has made a huge difference in being a DM. When I lecture, I am forced to be quick on my feet to understand student questions, reply accordingly, and make sure that I'm moving the lecture along. That is the same with DMing. I need to be able to understand the motives of my players, respond appropriately with NPCs, and keep the story going.
	I'm sure that my knowledge of psychology helps, but I wouldn't think it influences the way I DM (or play) that much.
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Studying business Psychology in Switzerland and leading the yawning portal atm, seems like I need to start teaching :p	Ha! Check out this thread: https://www.reddit.com/WaterdeepDragonHeist/comments/fcc89a/the_yawning_portal_a_drinking_song_and_boss_music/
	I used that for my game and it was great.
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Could I join your 5e campaign?	Ha! Sorry, no. It's just close friends and we're months into it. I'm running Waterdeep, if you're curious.
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I'm applying to Carnegie's MBA for what it's worth! If I'm accepted, may I join then? ;-)	How about you get in and then we discuss!
Hi Jeff! What is your favorite heuristic or logical fallacy when it comes to decision making? Can you teach us about one that people might not know about?	Easy: Diversification Bias. That's where I started my career 15 years ago. I didn't discover this bias, but have built on it. Anyway, it's the idea that people choose more variety than they should. For example, if you are going to pick some snacks for the next few days, you might pick: chips, pretzels and an apple. Those are fine, but really chips are your favorite and you picked the other two because you thought you'd get tired of chips every day. Well, turns out you'd be wrong. A day is enough to reset satiation/hedonic-decline in most cases, so you'd be better off always picking your favorite option! Doing otherwise means eating snacks that are less preferred.
	A new one that my doctoral student, Julian Givi, and I recently published: The Future Is Now (FIN) Heuristic. It's the idea that people believe that future events will be like present events, even when evidence points to the contrary. An example: if it's sunny today, you're more likely to think it'll be sunny tomorrow, even if the forecast clearly predict rain. What happens is you treat information about the present as having evidentiary value for future events, even when that's just not true.
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I really like that you give your student credit.	PhD students do all the hard work. Professors just bask in the glory :)
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I think diversification bias is how I ended up with 5 shades of blue nail polish that are virtually undistinguishable from each other! Interesting to consider.	Ha! Just might be...
Tell me about your paper "Sentimental value and gift giving: Givers’ fears of getting it wrong prevents them from getting it right". From what I read of the abstract, it seems that gift-givers undervalue sentimental value, seeing it as riskier. Why is that, and how can we give better gifts?	Sure, this is a paper with my former doctoral student, Julian Givi. Basically, people are risk averse in gift giving when they shouldn't be. If I know you like coffee and I have a choice to give you some nice coffee beans or a framed photo of the two of us (presumably since we're friends), I give the former b/c it's a sure bet. But as the recipient, overwhelmingly, people prefer the latter. So givers should take the risk and give the sentimentally valuable gift over one that is more a sure bet.
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Interesting. When giving presents, givers focus too much on the recipient's known wants, which gets in the way of giving a meaningful present. Thank you! I'll be sure to keep that in-mind next Christmas.	That's exactly it.
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I sometimes hesitate at this. I don’t want to come off as the selfie culture of all about me in pictures! But relatives do love getting pics of the kids for gifts. Still, how often is this perceived as a form of narcissism by the gift receiver? Edit: pictures of my kids not just me!	One trick we do: every Christmas holiday we print full size calendars with our kids pictures on them. That's our holiday gift to all the grandparents. They LOVE it.
	We also send small photo books to the grandparents throughout the year of some of the best pictures we take.
	We have yet to send too many, but that's specific to our family.
	The best advice I always have for something like this is: just ask! People are often worried about asking gift recipients about their preferences, but our research shows that a) recipients don't care about being asked and b) you can give better gifts that way.
Hi Jeff ! I have a question regarding involvement in a purchase, is there an increasing trend to become highly involved in the purchase of even low value object ? I find myself doing this during the pandemic doing comparison searches for a bulb which costs 10 dollars. Is this an exception ? Or is there some underlying psychological reason isolated to me ?	Absolutely. Two reasons this could be happening. 1) With more free time, the threshold for what merits deep research drops a lot. 2) Many people are facing financial hardships, and so making sure every dollar is well spent becomes really important.
Hi Jeff, Thank you for the great AMA. Where do you see the future of insights departments in consumer companies? Most companies looks like giving up on ethnographic and in person research and focus on data analytics. I speculate management is under great pressure and in the meantime aspire to Google, Amazon etc. What is your take of insights departments future in large companies?	Thank you! Exploratory research like ethnographies, interviews, and focus groups is really useful for brainstorming. But they are a poor substitute for quantitative data. Now, that doesn't mean "big data"...just data that has larger samples and is better representative of populations. Surveys are still amazing. When we want to forecast an election, we don't use big data, we conduct a political poll. They work.
	But yes, right now, AI and machine learning are the hot new ideas on the block and everyone wants in on them. There is plenty of amazing applications of AI/ML, but what they can't do is tell you "why". As in, why did someone choose this option over that one? Or why are people motivated by this goal or that goal? Those types of answers allow you to apply knowledge in completely novel contexts. AI/ML needs to be trained on a specific type of data for a specific type of task. It is AMAZING at that. But as soon as you introduce a new context or new set of experiences, it fails. That's where good old fashioned surveys and behavioral experiments come in.
If a program was built to help us make better decisions, do you think we would use it? Do you think we can listen to a program’s advice better than we do from experts?	We already do. Weather forecasts tell us how to dress. Facebook tells us what to think. Tinder tells us who to date. Etc... etc...
	A program that EXPLICITLY tells you what to do won't work too well. People like to feel like they have free will. They don't, though. We are greatly influenced by our environment (not just technology) whether we know it or not. As one example: I can guess your weight reasonably well just by knowing your zip code (please don't make me actually do this as I'm not in the business of public shaming!). If we had true free will and agency, that should be impossible. Instead, we are the products of our environment.
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60641	Chicago? I believe Illinois has 30-35% obesity (I'm doing this quickly and not looking at your zip specifically), so pretty high weight.
Hi Jeff! Since I'm a 14 yrs old and knew nothing about what you study, I have very limited questions I can ask. But as I have observed, people are often sheepish and will consume as the trend goes. What is the most unexpected trend, worldwide? P.S. will defo check out your channel	I don't expect most people to know my work (I like to think my ego isn't THAT big!), so no worries!
	You're right. Trends will drive a lot of human behavior. We are social creatures and follow what others do much more than we care to admit. As for the most unexpected trend, that's really hard to say. Maybe this is too broad, but I'm surprised by how short people's attention span is when it comes to current events. News cycles used to last for weeks, now they last for hours. I suppose I know that people don't have long attention spans, but I'm still surprised.
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Any underlying reasoning for this?	For the short attention spans? We can invoke evolutionary psychology, which I'm not a big fan of, and it would suggest something like a tensions between exploring and cultivating. So it would argue that our ancestors needed to have some reason to leave their immediate tribe to find new resources. So perhaps our attention spans are short b/c of this and the current environment exaggerates that behavior.
Have you done(or can you point to) any research relating to the decision making/not making around getting rid of possessions? I have a relative who keeps anything that has a perceived value as in could be sold on ebay/garage sale which they never sell. They are otherwise rational, clean, don't over consume..def not hoarder territory.. but I struggle to convince them that the old digital camera that's been sitting for 3 years could just be disposed of.	Hoarding is definitely a thing. There isn't much in the study of item disposition in the empirical world of research (lots of interesting qualitative work that I'm less familiar with). The big exception to this is the Endowment Effect. The short version is that you value items you own more than if you don't own it. So a mug sitting on a store shelf is worth, say $10 to you, but as soon as you own it is worth, say, $20 to you. Nothing changed except your ownership of it. That explains some of hoarding behavior, but not all of it.
	For a qualitative research paper on the topic, see here: https://www.ingentaconnect.com/content/mcb/216/2010/00000013/00000001/art00001
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I suppose I have the Endowment Effect. Everytime I find something valuable i dont have the will to let it go. Even though i can sell it and re buy it later, or buy something similar haha. It's like I want to take the most of it and use it til it brakes, go missing, or whatever.	The endowment effect isn't infinite. As in, it's not that you won't be willing to sell your items for ANY price, it's just that your willingness to sell is higher than your willingness to buy.
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Hey Professor, appreciate the AMA. A couple of questions: 1) Just from my own thoughts banging around in my head and observations I've made during the pandemic, do you see the pause our society went through and the economic downturn effecting the psychology behind materialism? It seems the American "push for more no matter what" mind state took a eating and I think I'm seeing some consequences of that.	1) It's possible, but my pretty strong prediction is that within 1-2 years of the pandemic ending, we will be back to where we were beforehand in terms of materialism and general behavior. Extreme events like a pandemic seem like they are life changers. For some, that's true (e.g. someone loses a loved one), but for most it's not. We are inherently myopic and think that the thing in front of our noses is the only thing that exists.
2) I'm a current medical student and we get inundated with so many studies that it's overwhelming. Trying to practice evidence based medicine is really hard in an atmosphere that prioritizes publishing with little regard to quality. Do you ha e ways of navigating that I could apply to my day to day? Thanks again.	2) I can't speak to medical research, but that problem exists in all academic fields. The best thing to do is to let science happen. There will always be flashy new findings, but the ones that really matter will get replicated over and over again...and will get built on. The BS ones tend to just die out. That's not a full proof approach to vetting research, but it's better than just assuming everything you see published is true and/or important.
I am a former CMU student. How do you feel about CMU's decision to appoint Richard Grenell as a senior fellow? And how can we do something to fight against it because it seems they are not listening the current student body? Recently, the fence was vandalized against BLM (they wrote "all lives matter" over the previously written "black lives matter"). How are you working to build a more inclusive community at CMU and to fight for those who need it? How can former students help?	I signed the petition to revoke his appointment and stand by that completely. I do understand why the university is upholding it, but I am embarrassed to have him associated with CMU.
	As for the fence, the CMU Provost sent a really great letter immediately after it all happened condemning the vandalism and supporting BLM. Personally, I try VERY hard to do things like call on students of all races and genders and not let white men (of which I am one, btw) dominate conversations. I try to make sure that examples I use to highlight ideas include more than just typically white and/or male oriented products. I have been trained in Green Dot deescalation for sexual assault and violence. I am on the university academic disciplinary committee and have direct say over infractions like harassment or discrimination. And I sit on my college's Faculty Diversity Equity and Inclusion committee with the hope of including representation and inclusion of URM and female faculty. I care about this topic a LOT and do what I can...still probably not enough.
	As for alums, if you see behavior at CMU that you think is antithetical to inclusiveness, let the administration know. Get your fellow alums to weigh in. The university wants your sweet sweet alumni donations. If you are all pissed off, they'll reply.
Hey Professor! I absolutely love to give. But I feel so awkward being thanked. And I dont really like receiving gifts. What would the psychology behind that be?	Great question. It's hard to know without more detail, but I'd guess that some of that anxiety is about attention...as in, your lack of desire for it. As for not liking receiving gifts, maybe you have just not received that many good gifts? Again, it's really hard to say without knowing a bit more about you and the gift giving contexts you're involved in. If you want to share more, I can try to answer better, but totally understandable if you don't!
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Well, if I think more deeply....whenever I need something, I feel like it's up to me to make me happy. I usually don't really ask anyone else. Whether I need a massage, have a getaway, or get my dream dog, I just do it myself.	As an aside, self-gifts are great! You get what you need, and nothing else. No issues there.
	To your question, though, I do wonder if you just haven't receive that many great gifts. Yes, gifts can fall flat and the recipient might not love them, but when they hit, they not only provide the value from the gift itself (e.g. a great bottle of wine) but ALSO the sentimental value from the associations that the gift brings up (e.g. who gave it to you and under what circumstances...like for a birthday or graduation).
Hi Jeff, I have a job application at a place where they do conjoint analysis, something I have never done before. Got any tips? Do you have any thoughts on the technique in general? Personally as someone who takes surveys I find it very abstract (e.g. "Would you rather buy a $5 toaster with two slots vs. a $20 toaster that takes bagels?" I don't know!).	First, good luck with the job application! Conjoint is a really useful tool when used correctly (like any tool, I suppose). The short version is that it lets you extract utility weights for different dimensions (e.g. price, product size, product speed, etc...) without directly asking people to answer questions about those dimensions. So instead of saying "how important is price to you?" you would come up with product profiles that have varying price (among other things) and then have people choose between those profiles. You can then extract, using nothing more than regression analysis (though, practically, no one does it that way...they use software like Sawtooth or SPSS Conjoint), how important those dimensions are for any given person.
	the technique is tedious in that respondents have to make LOTS of pair-wise comparisons, but the end product can teach you a lot about what people actually value.
	One key is to make the task as simple and realistic as possible. So the example you gave is confusing and wouldn't work too well. But I asked you to choose between a $20 toaster with 2 slots vs. a $30 toaster with 3 slots" that would work (in reality it would be more complex than that). You'd be forced to tell me if you prefer a cheaper toaster with fewer slots or a more expensive one with more slots. There's not right answer, but I would learn about those two dimensions for you. I'd need a lot more pair-wise tradeoffs to do this right, but that's the general idea.
Do you find that there are significant differences between particular groups? Does age influence gift giving habits more then sex, or some other factor? Just curious about the general trends of gift giving between groups. Super general question I know, so feel free to just call me out on it	Definitely difference across genders as you would expect. More jewelry given by men to women. More gadgets given by women to men. Not so much in terms of age, though I've never really directly looked at that. The reality is that most gifts aren't that exciting. They tend to be things that are popular in a given year or old standbys like gift cards and ties. There certainly are amazing gifts and gift givers out there, but the vast majority of actual gifts given are pretty mundane. But that's not a bad thing if the recipient still likes what they get!
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Yeah, sounds about right. And yeah if everyone is chipper it's all good :) Is there a sort of gift quality vs quantity data? Like is it better to get more frequent smaller gifts or largemore expensive gifts less frequently?	Smaller more frequent gifts every time. I have some new work on obligatory vs. non-obligatory gifts. Basically, you can make someone very happy by giving a small gift on a random Tuesday compared to a much nicer gift on their Birthday. More random-tuesday gifts every time!
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Thank you! :) will the results of that be on ur channel?	Probably not. The channel isn't about my research, but rather about how to understand data more broadly. But the results will hopefully be published soon!
How extensive are the consumer psychology divisions in companies like apple?	Lots of variation. Places like apple, google, amazon will have a lot of depth in terms of psychologist and consumer behavior researchers. But those are the gold standard. Most will rely on consultants to help out
How does education on finance and economics affect consumer behavior? Does knowing the way our brains make consumer decisions or how businesses try to get you to buy change how you shop?	If you understand better how firms are trying to entice you to buy their products, you can absolutely counteract that better. For instance, $1.99 is really just $2...we all get that. But it turns out, having a 9-ending price really drives demand. That's nuts, but it does. IF you understand that, you stand a shot and not being duped by something so trivial. So educating yourself can be a big help. On finance and econ eduction, also really helpful, but in other ways. When you go to get a 30-year mortgage for your home, understanding how interest rates work, how inflation might affect home prices, how amortization tables work, etc... will help you make a much more informed decision about what is right for you.
hi! how do you predict consumer happiness/decision making etc during unprecedented times like this, when such a scenario may not have taken place before and you do not have much data to go on? also since the research you do and the data you collect are relevant to sales, do you see advertisements being affected by the pandemic in the long run from any changes in consumer mindset?	It's really hard to predict much of anything right now. There are some basic behaviors and experiences that we can expect during a pandemic (e.g. increased anxiety, defaulting to familiar experiences, increased online shopping), but the reality is you're right...we just don't know. There's virtually no data on pandemic psychology/behavior, and all the pop-science stuff you read is just guessing at what will happen.
	As for advertising, I think that once the pandemic is over, life will be back to what it was beforehand in almost every respect. People are amazing to adapting to changing circumstances. We are all doing that now with the pandemic and will all do that again when it's over. I don't think that advertising will be any different. Give it a year after we're all vaccinated (or whatever winds up being the solution) and most people will largely forget that we even had a pandemic. Yes, some will have big changes like lost loved ones or lost jobs, but for most people, life will return to what it was before Covid hit.
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thank you for answering, that is very interesting! the data you collect seems to be applicable to so many different fields. i asked about advertising as a student interested in media, but i can see it being useful in various types of companies be it internet security, food, travel etc. your job sounds really cool and i will definitely check out your YouTube channel :)	Thanks!
Did you ever get to meet Herbert Simon? Wasn't he interested in similar things?	I wish! I've been at CMU for 11 years. Simon passed away in 2001, so I missed him by a few years.
	And yes, Simon was one of the original researchers into what's known as Bounded Rationality, it's the idea that humans don't act like computers and process all information simultaneously, but rather use heuristics and shortcuts to accomplish most tasks.
How influential was the work of Daniel Kahnemann to your current teaching?	VERY! I don't know Danny personally, but my advisor got his PhD at Princeton when Danny was there, so lots of indirect influence that way. More generally, the field of decision making was build on his (and others) work, so hard not to be influenced.
Do you have any opinions on investors behavior during covid 19? More specifically how certain financial firms may have targeted people who have or would dabble in market that have recently lost work due to the pandemic?	Caveat: I am not a finance professor. That said, my read is that fear of missing out (FOMO) is driving a lot of unexpected behaviors. The market has rallied like crazy since the March low and everyone wants in on that. It's hard to sit by and watch others make a killing while you don't.
	As for practices like getting people who don't typically to invest to do so, there's two sides to this. On the one hand, getting more people involved with investing is a great thing. It used to be only that the very wealthy could invest and reap the benefits of the market, but now with places like Robinhood and fee-free trading on Schwab and the like, everyone can participate. On the other hand, MANY people don't understand risk well at all. They just see the possible upside and ignore the possibility of losing a lot (see that guy that committed suicide b/c of a terrible options trade...that's horrible). So firms and gov't have a responsibility to both educate investors and provide safeguards against uninformed behaviors.
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Hello, I just want to specify something in your comment! The young college student who committed suicide did so because a misprogrammed number on the trading site, Robinhood. Of course at the time he did not know it, but the value loss that was near $800,000, was showing the loss of the entire option, not his equity in the option, which was -$1,000 - -$2,000 if I remember right. It was Robinhood's terrible interface, not his misunderstanding of risk, which is horrible. If you would like a misunderstanding of risk on trading platforms, look no further than wallstreetbets, of course as you said FOMO is a huge factor, or if you're interested, some trading platforms intentionally advertise to consumers without properly representing risk. Thank you very much for this AMA, it has been quite insightful!	Thanks so much for that clarification!
I have a question re: dating sites / apps. Is there a way to structure incentives so that the company is motivated to find good pairings between users? It feels like Tinder, Bumble, Hinge, etc. don't have such an incentive currently	I think they do have an incentive to make good pairings. Word of mouth is their strongest asset so having good matches is key. The challenge is that good matches are hard to come by and not everyone agrees on what good is. Is good marriage? Is it a fun night? Not clear.
Hello Professor and thank you for taking this time. As a professional that works in marketing and a person who suffers from mental illnesses, it is often disheartening for me to see so much valuable research and findings be easily made available for use by companies for marketing and consumer exploitation while it is so difficult for those who are struggling to find information that could be beneficial to living their lives more freely. What are your thoughts on this, and do you think there are ways we could change the system to better benefit individuals needs directly?	The connection between marketing academia, marketing industry, and consumers just sucks. No one outside of academia reads marketing academic journals. Few in academia care if their work has applications (even in an applied field like marketing). And consumers can't be bothered (rightfully) to read through academic work to learn.
	Some solutions that I've seen that work: - Marketing Science Institute: this is an organization whose entire goal is link academia and practice. They have conferences where they invite folks from both sides to collaborate. More of this please! - Pop-science social science books like Freakonomics, Blink, Predictably Irrational, etc...: They all have plenty of shortcomings, but the authors all do an amazing job of conveying the ideas of academia to the public. I think that's fantastic. More of this too please! - Consulting for non-profits. I do this and many others do as well. We use our knowledge to help non-profits do their amazing work. This is a way to avoid that "exploitation" you mentioned and instead use what we know to help others. There's not much money in this kind of consulting, which is why few do it, but it's really important. Maybe some kind of granting agency could earmark money for non-profits to hire academic consultants to help them use what we know to help the world. That would be awesome
hey, I'm a recent advertisement graduate, it's good to see someone from such a familiar field here anyways, when I do groceries, I always follow the list to a T, and I take no time at all getting the items, basically, I go against every little trick supermarkets have to "seduce" the customer, so my question is: what makes someone a "good customer"? is it someone highly susceptible to the marketing tricks at the market or someone who spends both their money and time more efficiently?	Good can mean different things here. You sound like you're probably super loyal to products. That's pretty great for most companies. The fact that you don't succumb to unintended purchases definitely makes you less attractive in one capacity, but your predictability makes you very attractive in other ways. If I could run a company where every customer always bought the same thing every week, I would LOVE that. I would know how to schedule raw material purchases, delivery schedules, etc... I would have a steady and dependable income. If, however, I relied just on getting lucky and catching the eye of customers as they passed my products on store shelves, that would be a whole lot more difficult a business plan to execute.
Hi Jeff, I have always geared my life towards maxing out the benefits and deducting the losses for example leaving my family in order to search for better life oportunities, ditching jobs where I felt safe in favor of new and more promising ones. And by this logic I have reached quIte far in my life. But at the end achieving all this goals don't yields the expected satisfaction. However I'm pretty sure that don't doing this would be even worse. Why does it seems that no matter if the desitions taken are the best at my point of view it still seems like I need more than the goals I have achieved. Why is disatisfaction the expected result?	Wow, that's a lot to give up for goals! People are inherently likely to make what are known as upward comparisons. We don't look at the people who we have done better than, but instead focus on the few who done better than us. The classic example is Silver Olympic medalists. They should be elated, but instead they just covet the Gold medalist.
	Beyond that, in your specific case, it's hard to say for sure, but we know that close relationships are the number one driver of life satisfaction. If you've given those all up in pursuit of some other goal, that might explain things a bit. Take that with a grain of salt as all I know about you is summed up in 100 words or so!
Hello Jeff, glad to see this AMA here! I'm a statistics student in Brazil (one of my professors got his doctorate degree at Carnegie Mellon University, in fact!). Much of what we learn nowadays is related to careers pertaining the finance fields. Other stuff includes academic research mixed with other fields. I see myself as a data analyst for a big bank someday, but I always think: is there any career for a data scientist thats underrated by modern standards but still awesome and rewarding, in your opinion?	Go work for a non-profit! It's now where the money is, but many need help from data scientists. You can actually change the world that way!
Which US dollar bill is your favorite?	Cash? You still use cash?
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For coke yeah	Oh, in that case.... Nope, not replying and losing my tenure :)
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Prof, you have a bias. OP mean Coca Cola.	I don't drink soda either :)

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